Every month HR Professionals and Plan Administrators receive an email from the Fund that highlights important topics, information and/or resources. 

July 2022 News for Administrators

Coming Soon: Non-Discrimination Coverage Testing Due August 31

The YMCA Retirement Fund requires all participating YMCAs to complete a Non-Discrimination Coverage Testing form. In the next few days, we will send notification to all Local Plan Administrators that the form and instructions are available in YERDI. Upon receipt of that email, please complete the form as soon as possible. This data is an integral part of meeting the Retirement Plan’s legal requirements and needs to be submitted to the Fund no later than August 31, 2022.


YERDI: Keep Officer Contact Information Updated

It is very important for us to have the most up-to-date contact information for your YMCA’s senior leaders (CEO, COO, CFO, Top HR Leaders, and CVO/Board Chairman) so that we can share important Fund updates and news. You can update this information by visiting the YMCA Officer Information Update in the Tools/Resources section of YERDI.


Attention All New Local Plan Administrators: Personalized LPA and YERDI Training Available

If you are new to the Plan Administrator role, have added to your HR Team, or would simply like a refresher on the YMCA Retirement Fund, we’re happy to help! Contact the Fund’s Y-Relations Department at yrelations@ymcaret.org to set-up a personal virtual training appointment to discuss the role of an LPA, how to use YERDI, and more.

June 2022 News for Administrators

Coming Soon: Non-Discrimination Coverage Testing

The YMCA Retirement Fund requires all participating YMCAs to complete a Non-Discrimination Coverage Testing form in August. The completion of this form is an integral part of meeting the Retirement Plan’s legal requirements.

The form will be available next month, and all information is based on your last payroll from June 2022. In preparation, we ask that you please do the following two things to make the process easier:

  • Review your Active and Pre-Eligible Participants in YERDI and terminate any accounts that are no longer active. This can be done by verifying all Active Participants under the Modification/Termination screen in the Non-Financial section of YERDI are still active.
  • Update your payroll records to ensure all employee data is accurate. Making these updates in advance will help ensure the accuracy and timeliness of the process.

All Local Plan Administrators will receive a separate email from the Fund to complete the process when the form is available. If you have any questions in the meantime, please contact us.


Now Available: Communicating About the Fund: A Guide for YMCA HR Leaders and LPAs

Retirement can be a complex topic for staff to wrap their heads around – especially if it is far into the future. That is why we are excited to launch the Communicating About the Fund: A Guide for YMCA HR Leaders and LPAs. The guide was created to provide tools to help you educate your staff about the YMCA Retirement Fund regardless of the communication channel. It includes sample language on various popular topics, copy templates to use throughout the employee lifecycle, and more. You can access the document in the Tools/Resources section of YERDI.


Attention All New Local Plan Administrators: Personalized LPA and YERDI Training Available

If you are new to the Plan Administrator role, have added to your HR Team, or would simply like a refresher on the YMCA Retirement Fund, we’re happy to help! Contact the Fund’s Y-Relations Department at yrelations@ymcaret.org to set-up a personal virtual training appointment to discuss the role of an LPA, how to use YERDI, and more.


eLearning Spotlight

The redesigned Learning Center is the go-to education resource for Y staff to learn about the Fund. One of the newest resources is the 20-minute self-paced eLearning course. Plan Participants that take the course will get familiarized with the Fund’s Plans and the steps they need to take to achieve lifetime income in retirement. It is available on-demand, 24/7 – please share it with your staff!

Access the Course

May 2022 News for Administrators

The Celebration Continues at the Fund!

We are excited to share more retirement stories from YMCA staff in celebration of the YMCA Retirement Fund’s 100th Anniversary. It is important for your staff to start thinking about what their dreams for the future are and the steps they need to take to get there… whether they are early in their career or closer to retirement.

Hear the Latest Stories


Accessing YERDI: Team Member Updates

It is important to ensure access to YERDI is up to date when there are changes to your HR or administrative team.

  • If you have a new team member who requires YERDI access: Anyone on your team who currently has YERDI access may request a new team member login. Click on the ‘Applying for New YERDI Login’ tab in YERDI under the Home screen. Your CEO will receive an email from the Fund requesting their approval. Once the Fund receives your CEO’s approval, the new team member will receive an email from the Fund with login instructions.
  • If you have a team member who no longer requires YERDI access: Always remember to have a team member’s YERDI access deactivated when they leave your Y or change positions. To do this, contact the Fund’s Customer Service Department at 800-RET-YMCA (800-738-9622). Remember, you should never share YERDI login information under any circumstance!

Explore the New Learning Center

Have you checked out the Fund’s new Learning Center yet? It is filled with helpful education resources, including a new game, eLearning course, expert video answers to frequently asked questions, and more. These retirement resources are designed to help Plan Participants learn everything they can about the Fund and how to achieve lifetime income in retirement.

Take Me to the Learning Center

April 2022 News for Administrators

The New Learning Center is LIVE!

We are excited to announce the launch of our completely redesigned Learning Center! The new Learning Center is easy to navigate and features brand-new educational resources and content including Ask the Expert videos, a new eLearning course, The Money Challenge game, and more. We will send an email to all Fund participants this week announcing the launch of the new Learning Center. In the meantime, we invite you to share it with your staff, and check back often as we will continue to enhance the experience in months to come!


Mergers: What You Need to Know

Is your YMCA considering a merger with another YMCA Association or non-profit? As of the merger date, all employees of the Association are subject to a single contribution rate with the YMCA Retirement Fund. The Fund’s Certificate of Merger form is required to legally ensure a smooth transition of employee records in YERDI/Eligibility Tracking. Please contact Y Relations in advance of any board ratification at yrelations@ymcaret.org and we will support you in this process.


Reminder: Update Personal Email Address

Spring is the best time for staff to reset and make sure all of their contact information is up to date in their Fund account. One thing you can do to ensure your staff receives important Fund communication now and in the future is to encourage them to use their personal email account instead of a Y email address. This is preferred so that the Fund can continue to reach participants with important account updates and plan information even after they move on from your Y. Click Here to Log In.

February 2022 News for Administrators

Don’t Forget About the Saver’s Credit!

Members of your staff that saved with the YMCA Retirement Fund’s 403(b) Smart Account in 2021 may be eligible for the Retirement Savings Contribution Credit, or Saver’s Credit, when they file their taxes.

The Saver’s Credit rewards taxpayers (based on eligibility and income criteria) who are saving for retirement with a valuable credit that can either increase their refund or reduce the amount of taxes owed. The eligibility and the amount someone qualifies for varies depending on the retirement plan, adjusted gross income, filing status, and other factors. The maximum credit amount that a person may receive is $1,000 ($2,000 if married filing jointly).

Read More about the Saver’s Credit


Celebrate 100 Years with Us!

In celebration of our 100 years, we invite you to explore the history and stories that shape the YMCA Retirement Fund. Print and post this 8.5″ x 11″ poster in your Y’s employee common areas, such as break rooms, or on the staff bulletin board.


Local Plan Administrator Training Video

This video will provide you with an overview of the YMCA Retirement Fund, an understanding of our two plans, cover key responsibilities, and share tools and resources to aid you in your role.

The video is separated into chapters for you to watch at your leisure.