Publications

Discover the publications below for a more thorough explanation of the Fund and external resources.

2022 Annual Report

A summary of the year’s activities.


A guide for YMCA employees who are planning to leave and/or retire from the Y.


Online Security Tips

You can reduce the risk of fraud and loss to your retirement account by following these
basic rules.


Plan Document: Retirement Plan

Restated Effective November 15, 2012 (Including Amendments effective through November 18, 2021)


Plan Document: Savings Plan

Restated Effective January 1, 2009 (Including Amendments effective through November 18, 2021)


Summary Plan Description Booklet

A booklet containing the Summary Plan Descriptions for the two Plans sponsored by the YMCA Retirement Fund, summaries of various procedures, and a glossary of terms.


Tax Status of the YMCA Retirement Fund

An explanation of the YMCA Retirement Fund’s current tax status. This one-page description is what the Fund sends to banks and financial institutions when they request to know the qualified status of the Fund’s Plans.


Your YMCA Retirement Fund: One Fund, Two Plans

An overview to explain the basics of the two Plans, and the advantages of building savings with the Fund.