Publications Discover the publications below for a more thorough explanation of the Fund and external resources. 2022 Annual Report A summary of the year’s activities. A Guide to Leaving and Retiring A guide for YMCA employees who are planning to leave and/or retire from the Y. Online Security Tips You can reduce the risk of fraud and loss to your retirement account by following these basic rules. Plan Document: Retirement Plan Restated Effective November 15, 2012 (Including Amendments effective through November 18, 2021) Plan Document: Savings Plan Restated Effective January 1, 2009 (Including Amendments effective through November 18, 2021) Summary Plan Description Booklet A booklet containing the Summary Plan Descriptions for the two Plans sponsored by the YMCA Retirement Fund, summaries of various procedures, and a glossary of terms. Tax Status of the YMCA Retirement Fund An explanation of the YMCA Retirement Fund’s current tax status. This one-page description is what the Fund sends to banks and financial institutions when they request to know the qualified status of the Fund’s Plans. Your YMCA Retirement Fund: One Fund, Two Plans An overview to explain the basics of the two Plans, and the advantages of building savings with the Fund.