We Offer Financial Support To Retirees In Crisis The YMCA Retirement Fund’s Retiree Emergency Assistance Program (REAP) provides grants to help YMCA retirees who find themselves in a financial crisis. This program is supported by a generous gift from Peter E. Berger and proceeds from the Harold C. Smith Fundraiser. Retirees with emergencies that fall within the following categories are eligible to apply for a REAP grant: Medical: Expenses, not covered by insurance, incurred by me, my spouse and/or my dependents Examples include itemized bills from medical/pharmaceutical providers and funeral expenses (Cost of health insurance is excluded) Shelter: Expenses to prevent foreclosure/eviction from my primary residence Natural Disaster: Expenses, not covered by insurance, incurred to repair damage to my primary residence due to an act of nature or FEMA-declared disaster Examples include tornado, fire, earthquake, flood Other: Expenses to alleviate other financial crises Examples include domestic abuse, dental repair/replacement, emergency medical transportation If you have any questions, please send an email to REAP@ymcaret.org. For more information please download the REAP application form. DOWNLOAD APPLICATION