Every month HR Professionals and Plan Administrators receive an email from the Fund that highlights important topics, information and/or resources. January 2026 2026 Contribution Limits Each year, the federal government sets annual limits on the amount you and your employees can save for retirement. The limits for 2026 are now posted on Y Retirement’s website here. November 2025 Now Available: 2026 Transmittal Calendar The 2026 Contribution Transmittal Calendar is now available in YERDI and on our website. Click here to directly access the calendar, and visit our website for additional information on your responsibility as the Local Plan Administrator to ensure timely remittance of contributions. If you have any questions, please contact the Y Relations team at yrelations@ymcaret.org. Understanding Universal Availability As a participating YMCA with Y Retirement, it is important that you understand your Y’s responsibility regarding the 403(b) Savings Plan. IRS regulations require that all 403(b) plans offering salary deferral contribution elections meet a Universal Availability Rule, which is the blueprint to ensure that all employees are notified of the opportunity to make elective deferrals. Click here to learn more. August 2025 Hiring New Employees with Prior YMCA Service Each Participating YMCA Employer is responsible for verifying all previous YMCA employment for new hires. To find an employee with prior YMCA service, you can use the Employment Search tool under the Employee Center tab in YERDI. Unable to locate an employee? If YERDI does not have a record of an employee, use the LPA Lookup feature under the Home tab to contact all prior YMCA employers directly or contact our Customer Service Department at 1-800-738-9622 (800-RET-YMCA) to verify the employee’s hours worked. For more details about eligibility and enrollment visit Eligibility & Enrollment. July 2025 Coming Soon: Non-Discrimination Coverage Testing In the coming weeks, we will share information on this year’s Non-Discrimination Coverage Testing process. As a reminder, this is an annual requirement for all YMCAs that participate in Y Retirement. You can prepare by ensuring that your Payfile uploads through June 30, 2025 are accurate in YERDI. Stay tuned!