2026 Annual Report

Early in my time with the Y, I was encouraged to contribute to my 403(b) account, but never thought I had "extra" money to do so. Throughout my 45-year career, I started contributing a small amount, watched my money grow, and found Y Retirement to be a steady beacon—proof that the beauty of compounding interest is both a miracle and a blessing.

Y Retirement was more than an employee benefit—it was an investment in my future. Now, as a retiree, I have the confidence of knowing that my retirement income will be there month after month, allowing me to enjoy the life I worked hard to build.

The thing I love about Y Retirement is that while I am supporting and creating an environment for growth and development as a YMCA leader, Y Retirement has been supporting me in creating an environment where I can peacefully and confidently enter my next chapter.

I am so thankful for Y Retirement. It has allowed me to have a job that does good in the community and provide for my future. Throughout the years, I saved hoping to be able to retire early, and soon that will be a financial reality! The most exciting thing: knowing I am secure throughout the rest of my life!

One of the important things I looked for as I started my career was long-term financial security. The vesting schedule, the contributions, and annuity provide something I couldn't get anywhere else. While I enjoy what I do, I look forward to the security of knowing that I can afford to retire when I am ready.