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Y Retirement - The lifelong benefit of doing good

Summary Plan Description

Download the Summary Plan Description Booklet to learn more.

Summary Annual Report

Read more on the Summary Annual Report page.

Claims Procedures

Visit the Claims Procedures page to read about the process.

Legal Notices

  • Obligations, including any guaranty, are based upon the claims-paying ability of the YMCA Retirement Fund. Any obligations, guarantees or benefit payments under the terms of the Plans are not insured by any federal government agency.
  • The material on this website is for informational or educational purposes only and does not constitute legal, tax or fiduciary investment advice under ERISA, a securities recommendation under all securities laws, or an insurance product recommendation under state insurance laws or regulations. This material does not take into account any specific objectives or circumstances of any particular investor or suggest any specific course of action. Investment decisions should be made based on the investor’s own objectives and circumstances.
  • App Store®, Apple® and the Apple logo® are registered trademarks of Apple Inc.
  • Google Play is a trademark of Google LLC.
  • Y Retirement and Aptia365 are separate unrelated entities. The use of Aptia365 is completely voluntary and neither Y Retirement nor your local Y has provided any personal data on you or any other employees or participants. Y Retirement has not provided your contact or account information to Aptia365 and does not receive any fee or other compensation if you contact Aptia365 or enroll in any health insurance option through Aptia365. If you wish to use Aptia365’s services, it is up to you to provide your information to Aptia365, which may include personally identifiable information, financial information and health-related information.

For questions, contact us at 800-RET-YMCA (800-738-9622), Monday – Friday, 9:00 a.m. to 5:00 p.m. ET.