Your Future
is Counting on You
Make Your Retirement Dreams a Reality
The YMCA Retirement Fund—Y Retirement for short—was founded by Y employees for Y employees. We understand the importance of the work you do serving the community, and we want to make sure that your hard work comes full circle in retirement.
Whether you’re just starting your career at the Y, or you’re getting ready to hang up your whistle and tennis shoes, we’re here to help you plan for what’s to come!
One Fund, Two Plans
Y Retirement has two plans to help you reach your retirement goals. Start saving immediately in the 403(b) Savings Plan and then when you’re eligible, you’ll be enrolled in the 401(a) Retirement Plan.
A Lifelong Benefit
When you’re ready to retire, turn your savings into monthly payments for the rest of your life. We call it lifetime income and it’s pretty unique!
Learning for Every Stage
You may have questions and that’s OK! Check out our Learning Center for helpful videos and access resources that explain the ins and outs of the benefit.
The Magic of Compound Interest
Your Y Retirement savings are growing every day with daily compound interest. That’s interest on your contributions, and then the interest earns interest, and that interest earns interest, and… you get the idea.
Accessing Your Savings
When and how you access your Y Retirement savings depends on several factors—your Plan balance(s), your age, and more. Understand your options now so you can plan for your future.