Account Maintenance/Service

• Change of Address

  To update your address on record with the Fund.

• Change of Name

  To record your legal name change.

• Electronic Deposit of Annuity Payments

  To authorize the Fund to have your annuity payments sent directly to your bank account.

• IRS Form W-4P

  To change your federal withholding amount for pension or annuity payments.

• Qualified Domestic Relations Order Procedures

  Procedures for filing and having approval of a QDRO with the Fund.

• Request for Release of Information to a Third Party

  To authorize a representative to receive your personal information from the Fund.

• Retiree Emergency Assistance Program

  Y retirees who find themselves in a financial crisis may apply for financial support from the YMCA Retirement Fund.

Withdrawals

• Withdrawal Form

  Log in under My Accounts to start the withdrawal process. If you are eligible, you will see a link to take a withdrawal in the left sidebar under Features.

Beneficiary Designation

• Designation of Beneficiary – for Current Y Employees

  For current Y employees only, to name designated beneficiaries in the event of your death. This form is not needed if you log in under My Accounts and designate your beneficiary online. (See the left sidebar under Features.)

• Designation of Beneficiary – for Former Y Employees

  For former Y employees, to name designated beneficiaries in the event of your death. This form is not needed if you log in under My Accounts and designate your beneficiary online. (See the left sidebar under Features.)

• Designation of Beneficiary - Spanish Version, para los actuales empleados de la YMCA

  Para los actuales emlpeados de la YMCA, para nombrar sus beneficiarios en caso de su fallecimiento. Esta forma no es necesaria si se registra en "My Accounts" y designa a su beneficiario en línea. (Vea la barra lateral izquierda en "Features.")

• Designation of Beneficiary – Spanish Version, para los antiguos empleados de la YMCA

  Para los antiguos emlpeados de la YMCA, para nombrar sus beneficiarios en caso de su fallecimiento. Esta forma no es necesaria si se registra en "My Accounts" y designa a su beneficiario en línea. (Vea la barra lateral izquierda en "Features.")

• Designation of Beneficiary for the Retired Death Benefit

  To name designated beneficiaries for the Retired Death Benefit.

• Spousal Consent to Waive Qualified Pre-Retirement Survivor Annuity

  If you are married, you must have notarized spousal consent if you wish to designate less than 100% of your pre-retired benefits to your spouse.

Saving

• 403(b) Smart Account

  To start or increase your savings with a 403(b) Smart Account.
  (Not available in Puerto Rico)

• 403(b) Smart Account - Spanish Version

  Para iniciar o hacer crecer sus ahorros con un 403(b) Smart Account.
  (No disponible en Puerto Rico)

• Rollover Authorization

  To roll over your qualified retirement savings into the Fund.
  (Not available in Puerto Rico)

• Retirement Budget Worksheet

  This worksheet will help you determine whether your monthly income in retirement will meet your expenses.

Plan Administration (for YMCA Employers)

• ACH Debit Authorization Agreement

  Instead of sending a check, this form will authorize the Fund to collect your employee contributions from your Y's bank account.

• Application to Participate

  To enroll an eligible employee in the Retirement Plan. Please note: this application should be kept on file at your Y. Employees should be enrolled through YERDI.

• Application to Participate - Spanish Version

  Para inscribir a un empleado elegible en el Plan de Retiro. Tenga en cuenta: esta solicitud debe mantenerse en el archivo de su Y. Los empleados deben estar inscritos a través de YERDI.

• Non Discrimination Coverage Testing Instructions

  Non Discrimination Coverage Testing Instructions

• Revocation of Waiver

  To revoke a Waiver of Participation in the Retirement Plan.

• Waiver of Participation

  To be used to waive participation in the Retirement Plan if an employee is hired for the first time at age 60 or older by a Y that requires employee contributions to the Retirement Plan.

• YERDI Eligibility Tracking FAQs

  Answers to the most commonly asked questions for working with YERDI Eligibility Tracking.

Loans

• Loan Application

  Log in under My Accounts to start the loan process. If you are eligible, you will see a link to apply for a loan in the left sidebar under Features.

Account Maintenance/Service

• Change of Address

  To update your address on record with the Fund.

• Change of Name

  To record your legal name change.

• Qualified Domestic Relations Order Procedures

  Procedures for filing and having approval of a QDRO with the Fund.

• Request for Release of Information to a Third Party

  To authorize a representative to receive your personal information from the Fund.

Withdrawals

• Withdrawal Form

  Log in under My Accounts to start the withdrawal process. If you are eligible, you will see a link to take a withdrawal in the left sidebar under Features.

Beneficiary Designation

• Designation of Beneficiary – for Current Y Employees

  For current Y employees only, to name designated beneficiaries in the event of your death. This form is not needed if you log in under My Accounts and designate your beneficiary online. (See the left sidebar under Features.)

• Designation of Beneficiary – for Former Y Employees

  For former Y employees, to name designated beneficiaries in the event of your death. This form is not needed if you log in under My Accounts and designate your beneficiary online. (See the left sidebar under Features.)

• Designation of Beneficiary - Spanish Version, para los actuales empleados de la YMCA

  Para los actuales emlpeados de la YMCA, para nombrar sus beneficiarios en caso de su fallecimiento. Esta forma no es necesaria si se registra en "My Accounts" y designa a su beneficiario en línea. (Vea la barra lateral izquierda en "Features.")

• Designation of Beneficiary – Spanish Version, para los antiguos empleados de la YMCA

  Para los antiguos emlpeados de la YMCA, para nombrar sus beneficiarios en caso de su fallecimiento. Esta forma no es necesaria si se registra en "My Accounts" y designa a su beneficiario en línea. (Vea la barra lateral izquierda en "Features.")

• Spousal Consent to Waive Qualified Pre-Retirement Survivor Annuity

  If you are married, you must have notarized spousal consent if you wish to designate less than 100% of your pre-retired benefits to your spouse.

Saving

• 403(b) Smart Account

  To start or increase your savings with a 403(b) Smart Account.
  (Not available in Puerto Rico)

• 403(b) Smart Account - Spanish Version

  Para iniciar o hacer crecer sus ahorros con un 403(b) Smart Account.
  (No disponible en Puerto Rico)

• Rollover Authorization

  To roll over your qualified retirement savings into the Fund.
  (Not available in Puerto Rico)

• Retirement Budget Worksheet

  This worksheet will help you determine whether your monthly income in retirement will meet your expenses.

Plan Administration (for YMCA Employers)

• Revocation of Waiver

  To revoke a Waiver of Participation in the Retirement Plan.

Loans

• Loan Application

  Log in under My Accounts to start the loan process. If you are eligible, you will see a link to apply for a loan in the left sidebar under Features.

Account Maintenance/Service

• Change of Address

  To update your address on record with the Fund.

• Change of Name

  To record your legal name change.

• Electronic Deposit of Annuity Payments

  To authorize the Fund to have your annuity payments sent directly to your bank account.

• IRS Form W-4P

  To change your federal withholding amount for pension or annuity payments.

• Qualified Domestic Relations Order Procedures

  Procedures for filing and having approval of a QDRO with the Fund.

• Request for Release of Information to a Third Party

  To authorize a representative to receive your personal information from the Fund.

• Retiree Emergency Assistance Program

  Y retirees who find themselves in a financial crisis may apply for financial support from the YMCA Retirement Fund.

Beneficiary Designation

• Designation of Beneficiary for the Retired Death Benefit

  To name designated beneficiaries for the Retired Death Benefit.

Saving

• Retirement Budget Worksheet

  This worksheet will help you determine whether your monthly income in retirement will meet your expenses.

Beneficiary Designation

• Designation of Beneficiary – for Current Y Employees

  For current Y employees only, to name designated beneficiaries in the event of your death. This form is not needed if you log in under My Accounts and designate your beneficiary online. (See the left sidebar under Features.)

• Designation of Beneficiary - Spanish Version, para los actuales empleados de la YMCA

  Para los actuales emlpeados de la YMCA, para nombrar sus beneficiarios en caso de su fallecimiento. Esta forma no es necesaria si se registra en "My Accounts" y designa a su beneficiario en línea. (Vea la barra lateral izquierda en "Features.")

• Spousal Consent to Waive Qualified Pre-Retirement Survivor Annuity

  If you are married, you must have notarized spousal consent if you wish to designate less than 100% of your pre-retired benefits to your spouse.

Saving

• 403(b) Smart Account

  To start or increase your savings with a 403(b) Smart Account.
  (Not available in Puerto Rico)

• 403(b) Smart Account - Spanish Version

  Para iniciar o hacer crecer sus ahorros con un 403(b) Smart Account.
  (No disponible en Puerto Rico)

• Rollover Authorization

  To roll over your qualified retirement savings into the Fund.
  (Not available in Puerto Rico)

Plan Administration (for YMCA Employers)

• ACH Debit Authorization Agreement

  Instead of sending a check, this form will authorize the Fund to collect your employee contributions from your Y's bank account.

• Application to Participate

  To enroll an eligible employee in the Retirement Plan. Please note: this application should be kept on file at your Y. Employees should be enrolled through YERDI.

• Application to Participate - Spanish Version

  Para inscribir a un empleado elegible en el Plan de Retiro. Tenga en cuenta: esta solicitud debe mantenerse en el archivo de su Y. Los empleados deben estar inscritos a través de YERDI.

• Non Discrimination Coverage Testing Instructions

  Non Discrimination Coverage Testing Instructions

• Revocation of Waiver

  To revoke a Waiver of Participation in the Retirement Plan.

• Waiver of Participation

  To be used to waive participation in the Retirement Plan if an employee is hired for the first time at age 60 or older by a Y that requires employee contributions to the Retirement Plan.

• YERDI Eligibility Tracking FAQs

  Answers to the most commonly asked questions for working with YERDI Eligibility Tracking.