Determine How Much You Can Save

The federal government sets annual limits on the amount you can save for retirement (Rollovers from previous year’s contributions do not count towards this year’s annual limits). Use the calculator below to estimate the maximum amount you may be eligible to save in 2023. Once you determine that amount, consider saving more in the Fund’s
403(b) Smart Account.

Step 1 Enter your annual salary at the Y
Step 2 Select the total percentage of pay that you and your Y contribute to the YMCA Retirement Plan
Step 3 Have you been a Y employee for at least 15 years?
Step 4 Are you age 50 or older in 2023?
Estimate Limits
Basic Account contributions already made by you and your YMCA:
The maximum annual contribution you can make to a 403(b) Smart Account: