Our Publications Discover the publications below for a more thorough explanation of the Fund and its two plans. A Guide to Leaving and Retiring A guide for YMCA employees who are planning to leave and/or retire from the Y. 2020 Annual Report A summary of the year’s activities. Guiding You Through the YMCA Retirement Fund Inside you’ll find clear, easy-to-read explanations of many of the key aspects of the Retirement Plan and the Savings Plan. Investment Policy and Investment Guidelines The philosophy and principles that govern the investment management of the portfolio of the YMCA Retirement Fund. Plan Document: Retirement Plan Restated Effective November 15, 2012 (Including Amendments through November 19, 2020) Plan Document: Savings Plan Restated Effective January 1, 2009 (Including Amendments through November 19, 2020) Summary Plan Description Booklet A booklet containing the Summary Plan Descriptions for the two Plans sponsored by the YMCA Retirement Fund, summaries of various procedures, and a glossary of terms. Tax Status of the YMCA Retirement Fund An explanation of the YMCA Retirement Fund’s current tax status. This one-page description is what the Fund sends to banks and financial institutions when they request to know the qualified status of the Fund’s Plans.