Going Forward

As a Y employee, you have access to retirement plans that provide lifetime income you can’t outlive. Guaranteed lifetime income plans are increasingly rare. In fact, the number of plans offering guaranteed lifetime payouts dropped by 73% from 1986 to 2016.

Unlike a typical 401(k) plan or IRA retirement account, retirement savings at the YMCA Retirement Fund are protected during stormy economic times. Despite this annuity adjustment, two important aspects of the Fund remain the same:

  • The Fund’s track record of safety and security will remain core to the Fund. Account balances have never decreased and annuity payments have never been missed, and this will not change.
  • The Fund still provides some of the best retirement plans available to help you achieve financial security in retirement.

Downside investment protection and lifetime income in retirement — that’s our long-term commitment to you.

Watch the video below to find out more.