YRF Adjustment

UNDERSTANDING AN ADJUSTMENT TO THE RETIREMENT OFFERING

The YMCA Retirement Fund recently adjusted the annuity formula for contributions starting July 1, 2021. This page is designed to help you understand the adjustment and how it may impact your future retirement offering. Watch the video below to find out more.

ANNUITY ESTIMATE CALCULATOR   
WHAT IS BEING ADJUSTED?

WHAT IS BEING ADJUSTED?

Starting July 1, 2021, the Retirement Plan’s annuity conversion rate will be adjusted to 3 percent. This change only impacts plan participants’ contributions and interest starting July 1, 2021. All money accumulated through June 30, 2021 continues to be annuitized at the previous conversion rate.

HOW DOES THIS AFFECT ME?

HOW DOES THIS AFFECT ME?

The YMCA Retirement Fund remains one of the most generous retirement income benefits plans available in the marketplace. Whether you’re a new employee, a retiree, or you’re currently participating in the plan, your financial security in retirement is our core priority.

WHY IS THE RETIREMENT OFFERING CHANGING?

WHY IS THE RETIREMENT OFFERING CHANGING?

In close partnership, Fund management recommended and the Board of Trustees approved an adjustment to the retirement offering to meet the challenges of a changing world. This adjustment helps ensure the Fund can continue to provide the best benefit in the most responsible way for the long term.

GOING FORWARD

GOING FORWARD

The Retirement Plan and the Tax-Deferred Savings Plan are evolving but our commitment to your financial security hasn’t changed. And the Fund continues to provide competitive benefits that other retirement income plans don’t.

HEAR FROM OUR BOARD OF TRUSTEES

HEAR FROM OUR BOARD OF TRUSTEES

The YMCA Retirement Fund Board of Trustees approved the adjustment to the retirement offering to meet the challenges of a changing world. Click below to hear from our board members.

Resources

YRF ADJUSTMENT FAQs

Frequently Asked Questions

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About Us

Leadership Teams

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Hear From Our Retirees

Cathi Duchon: "Especially now with uncertain times, the one thing I can be certain about is the Y Retirement Fund.
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Lowell Overby: "Our YMCA Retirement Fund today is as important as life is every day.
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