How The Fund Works

Special Tax Relief
For those in disaster areas affected by Hurricane
Harvey, Hurricane Irma, and Hurricane Maria

Legislation has been passed extending tax relief for those participants whose principal residence was in an applicable hurricane disaster area on the date of the hurricane. To determine if you qualify, go to

Up to $100,000 of any hardship withdrawal taken before January 1, 2019:

  • Is not subject to the 10% early withdrawal penalty,

  • Can be included in income over a 3-year period,

  • Can be rolled over to an eligible retirement plan within 3 years of distribution.

For more information, please contact our Customer Service Department at 1.800.RET.YMCA or send an email to