The Tax-Deferred Savings Plan, a 403(b) plan sponsored by the YMCA Retirement Fund, which offers all YMCA employees a way to save additional money.
 

An annuity payable for the Participant’s lifetime only, with no survivor benefit.
 

Stock of corporations with small capitalization, usually with an outstanding market value between $200 million and $2 billion.
 

Amounts paid in addition to a retiree's regular monthly annuity payments if and when voted by the Board of Trustees.
 

A person of the opposite sex who is married to the participant.