Help for Plan Administrators
Local Plan Administrator's Guide
This guide will help you administer the YMCA Retirement Fund Retirement Plan and Tax-Deferred Savings Plan

Participant and YMCA Statistics
See how YMCA contribution rates compare.

Fund Collection Procedures for Employer Contributions
Notice to all YMCAs of delinquent employer contribution collection procedures

Eligibility Tracking Made Easy for YMCAs
Who's Where software is the only retirement eligibility solution developed in partnership with the YMCA Retirement Fund. Over 190 YMCAs are using this time-saving tool

Welcoming New Hires
Sample wording about the Retirement Fund that you can provide to all newly hired employees

Definition of Compensation
Effective January 1, 2007 (and later), compensation reported to the Retirement Fund must follow a revised definition

YERDI Error Messages
Solutions to common error messages.

Non-Discrimination Coverage Testing; Instructions for YERDI Users
Instructions and frequently asked questions relating to Non-Discrimination Coverage Testing (Previously called Schedule T). For YERDI users

403(b) Smart Account
403(b) Savings for All: Universal Availability
Effective January 1, 2009, IRS regulations require that all employees (regardless of the number of hours that they work) be notified at least once a year of the opportunity to save tax deferred. Be sure your YMCA is in compliance

Three Ways to Save Poster
A poster to help YMCAs communicate the importance of saving with the Retirement Fund

403(b) Smart Account Paycheck Stuffer (B&W)
On your next payday, let all staff know about the Tax-Deferred Savings Plan with this stuffer (Black and white version)

403(b) Smart Account Paycheck Stuffer (Color)
On your next payday, let all staff know about the Tax-Deferred Savings Plan with this stuffer (Color version)

Multiple Plans: New 403(b) Regulations
Important information for YMCAs that maintain or sponsor other retirement plans.

YMCA Comparisons

How much are YMCAs like yours contributing to the Fund?
See what other YMCAs are contributing towards their staff's retirement

Health Savings
Health Savings Account Endorsement
The Retirement Fund endorses HSA Bank® for YMCAs and their staff

Tips for YMCAs on Selecting a Lower Premium High Deductible Health Plan (HDHP)
Explains what a High Deductible Health Plan is and provides tips for implementing one as a staff benefit at your YMCA